[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.batkat.cz\/pujcek-se-neni-treba-bat\/#Article","mainEntityOfPage":"https:\/\/www.batkat.cz\/pujcek-se-neni-treba-bat\/","headline":"P\u016fj\u010dek se nen\u00ed t\u0159eba b\u00e1t","name":"P\u016fj\u010dek se nen\u00ed t\u0159eba b\u00e1t","description":"Nov\u00e1 statistick\u00e1 data p\u0159inesla skv\u011blou zpr\u00e1vu \u2013 lid\u00e9 si sice p\u016fj\u010duj\u00ed st\u00e1le v\u00edce, nicm\u00e9n\u011b sv\u00e9 dluhy dok\u00e1\u017e\u00ed st\u00e1le l\u00e9pe spl\u00e1cet. Tak\u017ee po\u010det p\u016fj\u010dek, kter\u00e9 by jejich majitel\u00e9 nezvl\u00e1dali spl\u00e1cet, meziro\u010dn\u011b v\u00fdznamn\u011b poklesnul. A to je jist\u011b d\u016fvod k radosti! Dokazuje to, \u017ee \u010ce\u0161i jsou st\u00e1le v\u00edce finan\u010dn\u011b gramotn\u00ed, a \u017ee s p\u016fj\u010dkami um\u00ed st\u00e1le l\u00e9pe &hellip; <p class=\"link-more mt-4\"><a href=\"https:\/\/www.batkat.cz\/pujcek-se-neni-treba-bat\/\" class=\"more-link text-dark\">P\u0159e\u010d\u00edst \u010dl\u00e1nek<span class=\"screen-reader-text\"> \"P\u016fj\u010dek se nen\u00ed t\u0159eba b\u00e1t\"<\/span><\/a><\/p>","datePublished":"2019-10-21","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.batkat.cz\/author\/#Person","name":"","url":"https:\/\/www.batkat.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/60cfa630c84b6c399b95e807e4bc5b6bfe4f26a47dceacbf179d7148760edc6a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/60cfa630c84b6c399b95e807e4bc5b6bfe4f26a47dceacbf179d7148760edc6a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"batkat.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.batkat.cz\/wp-content\/uploads\/img_a368387_w3710_t1580580442.jpg","url":"https:\/\/www.batkat.cz\/wp-content\/uploads\/img_a368387_w3710_t1580580442.jpg","height":0,"width":0},"url":"https:\/\/www.batkat.cz\/pujcek-se-neni-treba-bat\/","about":["Pen\u00edze"],"wordCount":446,"articleBody":"           Nov\u00e1 statistick\u00e1 data p\u0159inesla skv\u011blou zpr\u00e1vu \u2013 lid\u00e9 si sice p\u016fj\u010duj\u00ed st\u00e1le v\u00edce, nicm\u00e9n\u011b sv\u00e9 dluhy dok\u00e1\u017e\u00ed st\u00e1le l\u00e9pe spl\u00e1cet. Tak\u017ee po\u010det p\u016fj\u010dek, kter\u00e9 by jejich majitel\u00e9 nezvl\u00e1dali spl\u00e1cet, meziro\u010dn\u011b v\u00fdznamn\u011b poklesnul. A to je jist\u011b d\u016fvod k radosti! Dokazuje to, \u017ee \u010ce\u0161i jsou st\u00e1le v\u00edce finan\u010dn\u011b gramotn\u00ed, a \u017ee s p\u016fj\u010dkami um\u00ed st\u00e1le l\u00e9pe pracovat. Pakli\u017ee pot\u0159ebujete pen\u00edze, kter\u00e9 zrovna nem\u00e1te po ruce, tak je p\u016fj\u010dka ide\u00e1ln\u00edm \u0159e\u0161en\u00edm, jak se k nim dostat. A to jak kr\u00e1tkodob\u00fd \u00fav\u011br, tak i dlouhodob\u00e1 hypot\u00e9ka. Kdy\u017e si zvol\u00edte \u00fav\u011br, kter\u00fd m\u00e1 dob\u0159e nastaven\u00e9 podm\u00ednky, nem\u00e1te se \u010deho b\u00e1t, a pln\u011b si u\u017eijete ve\u0161ker\u00e9 v\u00fdhody, kter\u00e9 v\u00e1m takov\u00fd \u00fav\u011br p\u0159in\u00e1\u0161\u00ed. Nicm\u00e9n\u011b mnohdy se st\u00e1v\u00e1 i to, \u017ee by si lid\u00e9 cht\u011bli p\u016fj\u010dit, ale nev\u00ed, kam se obr\u00e1tit. T\u0159eba proto, \u017ee maj\u00ed n\u011bjak\u00fd z\u00e1znam v registru, co\u017e znamen\u00e1, \u017ee mohou na bankovn\u00ed pomoc zapomenout. Anebo proto, \u017ee je banka odm\u00edtla s t\u00edm, \u017ee maj\u00ed p\u0159\u00edli\u0161 n\u00edzkou bonitu na to, aby sv\u00e9 z\u00e1vazky dok\u00e1zali v budoucnu spl\u00e1cet. A jakmile se objev\u00ed sebemen\u0161\u00ed st\u00edn  http:\/\/www.ceskatelevize.cz\/porady\/1001468449-stin\/29835111184\/ pochybnosti, \u017ee byste v budoucnosti mohli m\u00edt pot\u00ed\u017ee se spl\u00e1cen\u00edm, tak v\u00e1s banka okam\u017eit\u011b odm\u00edtne. Co te\u010f? V takov\u00e9 chv\u00edli na\u0161t\u011bst\u00ed nen\u00ed t\u0159eba v\u011b\u0161et hlavu. Sta\u010d\u00ed se obr\u00e1tit na nebankovn\u00ed spole\u010dnost. Zde mohou men\u0161\u00ed z\u00e1znamy v registru, i ni\u017e\u0161\u00ed bonitu tolerovat. Jejich podm\u00ednky nejsou tak p\u0159\u00edsn\u00e9, a pokud prok\u00e1\u017eete, \u017ee sv\u00e9 z\u00e1vazky budete spl\u00e1cet, m\u016f\u017eete \u00fav\u011br z\u00edskat b\u011bhem n\u011bkolika dn\u00ed. Jde o to splnit jedinou d\u016fle\u017eitou podm\u00ednku \u2013 za sv\u00e9 z\u00e1vazky se mus\u00edte zaru\u010dit nemovitost\u00ed. Ide\u00e1ln\u011b takovou, kter\u00e1 bude svou tr\u017en\u00ed hodnotou odpov\u00eddat v\u00fd\u0161i \u010d\u00e1stky, o jakou m\u00e1te z\u00e1jem. Je tedy jedno, jakou konkr\u00e9tn\u00ed nemovitost k takov\u00e9mu \u00fa\u010delu zvol\u00edte, z\u00e1le\u017e\u00ed sp\u00ed\u0161e na jej\u00ed aktu\u00e1ln\u00ed tr\u017en\u00ed cen\u011b. M\u016f\u017eete si tak sjednat hypot\u00e9ku na dru\u017estevn\u00ed byt https:\/\/www.fahd.cz\/nebankovni-hypoteka\/, hypot\u00e9ku na pozemek, anebo klidn\u011b i hypot\u00e9ku oproti mal\u00e9 gar\u00e1\u017ei. Pokud pot\u0159ebujete p\u016fj\u010dit jen n\u011bkolik des\u00edtek tis\u00edc, tak i mal\u00e1 nemovitost m\u016f\u017ee b\u00fdt dobr\u00e1 volba.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dek se nen\u00ed t\u0159eba b\u00e1t","item":"https:\/\/www.batkat.cz\/pujcek-se-neni-treba-bat\/#breadcrumbitem"}]}]